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KEYWORD "Mortgage Payments" - 100 RESULTS
How To Finance Different Types of Property Purchase

If you’re moving home and have either plenty of equity or savings you can use for a deposit, plus a decent...

20 April 2024

From: Tax & Finance

Rental Market set to strengthen as First Time Buyers hold back

Around half of first-time buyers say their prospects of owning a home are further away than ever due to the ongoing...

17 April 2024

From: Breaking News

Worried renters suffer hair loss and weight gain - wealth firm’s claim

A controversial wealth management company claims that almost two thirds of private tenants have suffered a deterioration in their mental and...

04 April 2024

From: Breaking News

What’s your view on tenants getting 99% mortgages?

Rental sector and property industry views are split over the controversial idea of allowing first time buyers to put down a...

26 February 2024

From: Breaking News

Why the 1% mortgage deposit scheme is unworkable

The government’s proposal to introduce a new one per cent deposit mortgage scheme to help young people onto the property ladder...

24 February 2024

From: Rental Reform

Every tenant facing eviction must have access to legal aid say lawyers

Tenants faced with eviction must have legal aid, the Law Society of England and Wales claims. Recently published statistics from the Ministry...

14 February 2024

From: Breaking News

Demand for private rental property soars again - new figures

Two thirds of landlords say the demand for private rented housing is continuing to increase, according to new research commissioned by...

12 February 2024

From: Breaking News

Mortgage Crisis: thousands of landlords in arrears, hundreds of homes repo'd

Data from lenders trade body UK Finance show an 18 per cent leap in buy to let arrears in the past...

09 February 2024

From: Breaking News

Don’t be impacted by rising rent arrears

A recent survey by digital mortgage lender, Molo, revealed that nearly 60% of UK landlords have seen a rise in late...

08 February 2024

From: Sponsored Content

Capital Appreciation boost for landlords as house prices up again

UK house prices rose by 0.7 per cent in January, resulting in an improvement in the annual rate of house prices...

01 February 2024

From: Breaking News

Scrap Stamp Duty for landlords urges respected independent expert

Paul Johnson - a director of the Institute of Fiscal Studies since 2011 and a visiting economics professor at University College...

24 January 2024

From: Breaking News

Rent Controls - the lessons the industry should learn

The Scottish Government has launched a consultation on migrating away from the emergency rent controls introduced in September 2022 and extended...

20 January 2024

From: The Big Issues

Massive Slump in buy to let lending - mortgage figures

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 -...

03 January 2024

From: Breaking News

HMRC reveals big slump in residential property deals

New data from HM Revenue and Customs reveals a 22 per cent annual drop in residential transactions in the year to...

02 January 2024

From: Breaking News

Why are some Labour politicians still arguing for Rent Controls?

A Labour politician has returned to the subject of rent controls - even though the party has officially abandoned this as...

27 December 2023

From: Breaking News

Landlords Warn Tenants - rents up in 2024 thanks to mortgage costs

Almost two thirds of private landlords expect to see their mortgage payments increase over the next 12 months with warnings that...

21 December 2023

From: Breaking News

Growing number of tenants miss rent or mortgage payments

Almost one in five UK adults has missed a payment in the past 12 months - and for seven per cent...

04 December 2023

From: Breaking News

Bank of England announces interest rate decision

The Bank of England has left its base interest rate unchanged at 5.25 per cent. Its Monetary Policy Committee, which decides the...

02 November 2023

From: Breaking News

The Big Sell Off - huge number of landlords set to quit

Thousands of landlords are planning to sell properties. A Simply Business survey of 1,455 UK landlords reveals that a quarter of landlords...

12 October 2023

From: Breaking News

Not all landlords pass higher costs on to tenants - new survey

A survey by a finance firm suggests not all landlords are passing their higher mortgage costs on to tenants. Octane Capital has...

12 October 2023

From: Breaking News

Soaring landlord costs to push rents up 25% over next four years - forecast

Rents will rise 25 per cent over the next four years, outpacing the modest 5.5 per cent House price growth across...

11 September 2023

From: Breaking News

Mortgage Crisis pushes out small landlords as corporates take over

Dashly, a platform that monitors over £100 billion of mortgages, says landlords in London renewing loans soon will be, on average,...

05 September 2023

From: Breaking News

Owners in major debt should switch tenure to rental - Mayor Khan

In an unusual move, London Labour Mayor Sadiq Khan says home owners in dire financial difficulties should be able to switch...

24 August 2023

From: Breaking News

Why are landlords selling up?

The challenges facing the property market right now are well reported; from rising interest rates pushing up mortgage payments to a...

03 August 2023

From: Sponsored Content

Revealed - interest rate decision by Bank of England

The Bank of England’s monetary policy committee has announced its decision on base rate. It will rise by 0.25 per cent to...

03 August 2023

From: Breaking News

Generation Rent group admits no rent rise for 40% of tenants

Whereas it’s likely that every single landlord has seen higher costs over the past year, two out of five tenants have...

03 August 2023

From: Breaking News

House prices fall at sharpest rate for 14 years

House prices have fallen an average of 3.8 per cent across the UK in the past year according to the Nationwide. This...

02 August 2023

From: Breaking News

House Prices plunge 31%? At least the banks would survive…

Details have emerged of an extraordinary ‘stress test’ created by the Bank of England and tested on eight major banks to...

14 July 2023

From: Breaking News

Shamplina Speaks - Can I Still Afford To Be A Landlord?

A year ago, many landlords’ primary concern was what would be included in the Government’s long-awaited Renters (Reform) Bill. Today, with...

08 July 2023

From: The Big Issues

Courts embarrassing, slow and make odd decisions says top lawyer

An experienced property lawyer who has specialised in residential landlord and tenant law for 22 years says she is embarrassed at...

20 June 2023

From: Breaking News

Private renters twice as likely to be in problem debt

A charity claims that private renters are about twice as likely as the general population to be in problem debt. StepChange, via...

23 May 2023

From: Breaking News

Buying more affordable than renting later this year - claim

A mortgage expert says buying will become more affordable than renting by the end of 2023. Recent research by business consultancy Capital...

01 March 2023

From: Breaking News

Mortgage costs could drop 25% by end of 2023 - forecast

Although most landlords will be on fixed rate mortgages, those suffering because of recent interest rate rises have some good news...

31 January 2023

From: Breaking News

Revealed - where capital appreciation was greatest (and least) in 2022

New data from Rightmove reveals the areas which have seen the largest price jumps in the past year. It says that Eastwood...

09 January 2023

From: Breaking News

Baroness accuses landlords of having tenants over a barrel

Half of private renters have faced a rent increase in the last year, it’s claimed.  Activists in Generation Rent claims of those...

21 December 2022

From: Breaking News

House buying sentiment nears all-time low say lenders

The Building Societies Association says housing market sentiment remains close to the all-time low. In a sentiment survey some 47 per cent...

21 December 2022

From: Breaking News

Lib Dems resuscitate eviction ban in run-up to Christmas

The government is under new pressure to introduce a last minute eviction ban to avoid private renters facing homelessness over Christmas. Liberal...

19 December 2022

From: Breaking News

Rental market “an arid wasteland, picked clean of properties”

A business analyst has given a colourful assessment of the shortfall of homes to let, describing the current rental market as...

12 December 2022

From: Breaking News

Rent Controls - most landlords staying the course in Scotland

Scottish landlords have been targeted with a raft of restrictive legislation in recent years but most are staying the course and...

26 November 2022

From: Agent Advice

Private tenants pay HMO rent to council after dramatic intervention

Coventry council has issued financial penalties on a landlord of a poorly managed and unlicensed HMO totalling £60,000. The council has also...

12 October 2022

From: Breaking News

Liz Truss and the Landlord Bonanza

There’s rather a lot going on in the economy as I write this and, by the time it is published, who...

01 October 2022

From: Agent Advice

Struggling landlords are the target of new council initiative

Unusual though it may be, a local authority is reaching out to landlords who may be struggling with their finances in...

29 September 2022

From: Breaking News

Interest rate rise announced by the Bank of England

The Monetary Policy Committee of the Bank of England has agreed to raise interest rates by 0.5 per cent to 2.25...

22 September 2022

From: Breaking News

Energy Crisis - Period homes may be nightmares for landlords

A leading financial analyst says what are generally called “period properties” are set to become financial nightmares for landlords or owner...

05 September 2022

From: Breaking News

Bad news for landlords as big interest rate rise announced

The Bank of England's Monetary Policy Committee has announced that base rate is rising from 1.25 to 1.75 per cent. The rate is now...

04 August 2022

From: Breaking News

Rents rise three times faster than pre-pandemic - Rightmove data

New analysis from Rightmove reveals that first-time buyer asking prices and equivalent asking rents have risen three times faster compared with...

25 July 2022

From: Breaking News

Rightmove rewrites rental record books with new market highs

Average asking rents outside London have hit another new record of £1,126 per calendar month according to Rightmove. This figure, for the...

15 July 2022

From: Breaking News

Rents and mortgages cost roughly the same, claims Rightmove

New analysis by Rightmove is tracking first-time buyer affordability over the last 10 years - and it shows why so many...

25 May 2022

From: Breaking News

Spring cleaning your mortgage tips

As the weather begins to warm up, many will be starting to think about giving their homes a seasonal spring clean....

09 April 2022

From: Tax & Finance

Will 2022 present energy efficiency and rent control challenges?

As we enter 2022 the private rented sector can look back on a year which marked the start of its recovery...

18 December 2021

From: The Big Issues

Interest Rates - what about Unlucky Accidental Landlords?

Many homeowners face situations where they have no other option but to rent out their home. Often there are periods where...

06 November 2021

From: Tax & Finance

Ten Top Tips for landlords to keep cash flow in shape

An accountancy firm is giving landlords 10 top tips to keep their cash flow in a healthy condition.  The Sheards Accountants firm...

04 August 2021

From: Breaking News

Renting cheaper than buying for first time since 2014

For the first time in seven years it’s now cheaper to rent a home than buy one. So says the Hamptons lettings...

15 June 2021

From: Breaking News

Buying is cheaper than renting, but deposit remains big obstacle

New research shows that monthly payments for the mortgage are likely to be cheaper than rent for a comparable home -...

07 April 2021

From: Breaking News

Respite for landlords behind with buy to let mortgage payments

The Financial Conduct Authority is extending the ban on repossessions by two months until April 1, in light of the pandemic...

18 January 2021

From: Breaking News

Government has “sympathy” for landlords - but no assistance

The Leader of the House of Commons, Jacob Rees-Mogg, says the government has sympathy for the plight of many landlords during...

30 November 2020

From: Breaking News

Is it time for government to give grants to landlords?

A property industry accreditation service is asking whether it’s now time for the government to offer grants to help landlords through...

25 November 2020

From: Breaking News

‘Game changer’ up-front rental payment system to roll out nationwide

The Advanced Rent Option, which offers landlords a year’s rent up-front, is being rolled out across the UK. The ARO is the brainchild...

20 November 2020

From: Breaking News

Banks set to repossess substantial number of buy to lets - claim

A  leading property law firm says the government’s ‘eviction ban by the back door’ means many buy to let properties are...

10 November 2020

From: Breaking News

Stop lockdown evictions now! Generation Rent renews its demand

Generation Rent says there should be a reinstatement of the eviction ban immediately, and appears to have been stung into the...

05 November 2020

From: Breaking News

What should any prospective holiday let investor ask themselves before investing?

With the staycation boom caused by Covid-19, which is likely to continue for the foreseeable future as travel restrictions remain for...

29 October 2020

From: Property Investment & Strategy

Housing charities call on the government to extend the ban on evictions

Housing charities want the government to extend the ban on landlords evicting renters beyond 20 September. Renters across England and Wales received...

11 September 2020

From: Breaking News

Santander invites BTL mortgage borrowers to request a payment holiday

Santander has confirmed that extended payment solutions and stay on repossession activity will be available for all buy-to-let customers as well...

09 June 2020

From: Breaking News

Landlords urged to think ‘long and hard’ before requesting a mortgage holiday

One in nine mortgage holders in the UK has taken a so-called ‘payment holiday’ as their finances have been adversely affected...

16 April 2020

From: Breaking News

Nationwide launches ‘simple online service’ to help those affected by Covid-19

Nationwide Building Society has developed a dedicated coronavirus support page to make it as easy as possible to arrange payment breaks.  The...

27 March 2020

From: Breaking News

1.2 million people relying on overdrafts to fund rent or mortgage payments

Some 13% of people use their overdraft to cover the cost of their rental or mortgage payments - the equivalent of...

09 March 2020

From: Breaking News

Coventry reduces buy-to-let rates

Coventry for intermediaries has reduced rates on its five-year fixed rate buy-to-let and portfolio mortgages by up to 0.2%. Five-year rates now...

10 December 2019

From: Breaking News

Holiday let or buy to let?

It’s impossible to ignore the recent boom of the short let market, as more and more buy-to-let owners opt to try...

04 December 2019

From: Sponsored Content

Foundation Home Loans introduces new buy-to-let mortgage products

Foundation Home Loans has launched three new buy-to-let mortgage products.  The new deal includes a 75% loan-to-value (LTV) five-year fix at 3.39%,...

18 October 2019

From: Breaking News

Foundation Home Loans launches new five-year BTL product

Foundation Home Loans has launched a new five-year buy-to-let mortgage product aimed at landlords who seek rate certainty but with a...

03 October 2019

From: Breaking News

Almost a third of landlords report a rise in tenant demand

There was an increase in the number of landlords reporting growth in tenant demand in the third quarter of the year. Paragon’s...

20 September 2019

From: Breaking News

Virgin Money targets BTL landlords looking for ‘longer interest rate certainty’

Virgin Money is targeting buy-to-let landlords looking to lock into decade-long fixed rate mortgage deals, amid fears over the economy and...

29 August 2019

From: Breaking News

New scheme will allow landlords to significantly ‘improve their cashflow’

A new scheme will aim to offer landlords more financial freedom to expand their property portfolio or make an alternative investment...

20 August 2019

From: Breaking News

The cost of evicting a rogue tenant ‘can be crippling’

Evicting an unscrupulous tenant could potentially cost landlords thousands, even hundreds of thousands of pounds, new research shows. Benham and Reeves has...

15 August 2019

From: Breaking News

BTL landlords set to be offered 12 months’ rent upfront under new scheme

How does the idea of 12 months’ rent in advance sound? Choices Estate Agents plans to launch a new Advanced Rent...

16 July 2019

From: Breaking News

The next chancellor must reverse ‘tax changes impacting private landlords’

The Tory leadership contest is well underway with just two candidates - Boris Johnson and Jeremy Hunt - left in the...

28 June 2019

From: Breaking News

Landlords becoming more professional as amateurs give up on buy-to-let

A two-speed market has emerged in the buy-to-let sector as most smaller landlords have stopped adding to their portfolios, while their...

27 June 2019

From: Breaking News

Expat mortgages and the process for applying for them in the UK

In the context of mortgage applications, the term expat mortgages applies to anyone who lives outside the UK but wishes to...

30 May 2019

From: Breaking News

Buy-to-let remortgage activity set to fall

With some landlords finding it harder to make a profit as a result of changes to buy-to-let taxation, remortgage activity looks...

10 April 2019

From: Breaking News

‘Mixed picture’ for BTL mortgage rates

The average cost of three out of six categories of fixed rate buy-to-let mortgage has increased over the past month, while...

05 February 2019

From: Breaking News

With excessive competition and ample supply, is there still demand for HMOs?

HMO properties look very good on paper. Why charge a single rent when you can charge four or five lots of...

14 December 2018

From: Breaking News

New direct debit rent collection system launched by Upad

Online letting agency Upad is now providing landlords with a new proprietary system to collect rental payments via direct debit. The agent’s new...

10 December 2018

From: Breaking News

Boost for renters as rent payments added to their credit score

Private tenants who pay their rent on time are set to benefit from better credit scores, after Experian said it was...

26 October 2018

From: Breaking News

Something for landlords to think about…

  When your property is your largest asset, it’s important that you are putting the right tenants in. The last thing you...

12 September 2018

From: Sponsored Content

Long-term property investment should see BTL landlords ‘come out on top’

Higher taxes, tougher mortgage lending conditions, along with political and economic uncertainty are making investment in buy-to-let less attractive to many existing and potential...

16 August 2018

From: Breaking News

Major landlord supports three-year tenancy plans

Many buy-to-let landlords may have reacted angrily to government proposals that will give tenants a minimum three year contract, but one...

03 July 2018

From: Breaking News

Ipswich BS introduces new buy-to-let and credit repair rates

The Ipswich Building Society has launched two new products to its buy-to-let range as well as added three products to its...

19 June 2018

From: Breaking News

BTL investors in Scotland urged to ‘ride the storm’

Landlords continue to feel the pinch after the latest phase of the government crackdown on buy-to-let came into effect last month,...

23 May 2018

From: Breaking News

Government urged to push for longer tenancies

With more than a quarter of those in their late thirties and early forties now renting, the Residential Landlords Association (RLA)...

14 May 2018

From: Breaking News

Landlords continue to quit the Scottish rental market

An increasing number of buy-to-let landlords are likely to exit Scotland’s private rented sector or reduce the size of their property...

20 March 2018

From: Breaking News

Landlords plan to sell up as buy-to-let crackdown bites

A growing number of private landlords are planning to exit the buy-to-let market, prompting fears that rents will rise sharply as the...

07 March 2018

From: Breaking News

The cost of renting in Scotland rises amid proposed rent controls

There was a sharp rise in the number of tenants that saw their rent costs increase north of the border last...

01 March 2018

From: Breaking News

Family BTL mortgages increase student property investment opportunities

Changes to the way in which buy-to-let mortgages are assessed and sold has meant that those wishing to invest in property...

01 March 2018

From: Breaking News

Sharp rise in serious mortgage arrears

There has been a significant increase in the number of landlords who are seriously behind with their mortgage payments, new figures...

12 February 2018

From: Breaking News

Landlords adapting to controversial tax changes

But-to-let landlords are adapting to ongoing restrictions to tax relief on buy-to-let mortgage interest, with almost half of all landlords having...

01 December 2017

From: Breaking News

Interest rate rise could push up the cost of renting

The Bank of England’s decision to increase interest rates yesterday could lead to rents rising across the country as some landlords...

03 November 2017

From: Breaking News

Aldermore unveils limited edition BTL remortgage deals

Aldermore has launched two new limited edition five-year fixed rate remortgage deals aimed at buy-to-let landlords as the specialist lender looks...

26 October 2017

From: Breaking News

Almost a quarter of tenants spend over half their pay on rent

Nearly a quarter of private tenants in the UK are spending more than half their take-home pay on rent, new figures...

25 October 2017

From: Breaking News

Rent payments should automatically be added to tenant’s credit score, say MPs

Rent payments should be used as part of credit scores to help private renters secure a mortgage to buy a home...

24 October 2017

From: Breaking News

Parliament to debate rent payments being added to tenant’s credit score

Private tenants who pay their rent on time could soon see their credit rating boosted in order to make it easier...

19 September 2017

From: Breaking News

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